Independent educational software

About The Finance Check

The Finance Check helps people examine the financial consequences of a decision before committing to it. Its interactive tools connect headline prices and salaries to cashflow, affordability, time, uncertainty and opportunity cost.

Why it exists

A conventional calculator often produces one technically correct number while leaving the harder decision unanswered. A home loan payment may fit a lender formula but leave too little cash for repairs. A higher salary may lose its advantage after tax, commuting and extra hours. An investment projection may look large until inflation and fees are included.

The Finance Check makes these surrounding assumptions visible and editable. It is designed for exploration: users can compare an expected case with a more cautious one and see which input drives the outcome.

Editorial approach

Explanations are written specifically for each decision represented on the site. They describe the calculation's purpose, important assumptions, common interpretation mistakes and limitations. Calculator defaults are examples, not recommendations, and should be replaced with the user's own figures.

Independence and limitations

The site does not sell financial products, approve credit, execute investments or provide personalised advice. Advertising, when enabled, does not determine calculator results or editorial conclusions. Tax profiles and projections are simplified planning models and cannot capture every law, product term or personal circumstance.

For decisions involving significant money or legal obligations, verify quotes and rules with the relevant institution and consider advice from a suitably qualified professional.