Financial decision guide and interactive simulator

Relocation cost calculator

Does the move improve money and time after all transition costs?

What this calculation is designed to show

A higher salary does not automatically make a move worthwhile. Housing, transport, tax, deposits, moving expenses, lost income between jobs and weekly commute time all change the practical result.

How to test the decision

Compare the current and new monthly surplus, then divide the one-off move cost by the improvement. Stress test a delayed start date and higher housing cost before treating the break-even date as reliable.

Using the result responsibly

Change one important assumption at a time and compare a cautious case with the expected case. The interactive calculator below updates from the values you enter. Its output is an educational estimate, not financial, tax, legal or investment advice.

Read the calculation methodology or learn about The Finance Check.